Nothing is more confounding to vacationers than when a travel agent poses the question, ” Would you like to purchase travel insurance for your trip?” And unfortunately, there’s no right answer to that question. There are times when it’s a waste and other times when it could save someone from disaster. Typically, frugal travelers forgo it just to save money and those that hate surprises opt to purchase it, even when they don’t need it.
There’s much confusion regarding travel insurance, especially since many people assume it’s a scam to make extra money from travelers. What do the different insurances cover? What if it’s not needed after all? To answer these questions, we’ve compiled this guide to travel insurance so that you’re armed and ready the next time you plan a trip!